We would like to host a PERS planning seminar for you on Monday, November 11th at 4pm PST.

Things we will cover:

• Tier 1 & 2 definitions and retirement options (will also cover OPSRP)
• Losing 2.5% of your IAP to the EPSA and what that means for you (how can we offset that loss)
• REAL client retirement estimate and how to read it 
• Why we run financial plans including all investments, social security, and PERS options and why you need to include those when making that final UNCHANGEABLE decision!

In 2025, there could be NEW legislation with even more potential changes with PERS so let's make sure you at least have an idea of how your retirement works and the big impact this decision will have on you and your loved ones for the rest of your life. This decision to retire is the MOST important decision you will ever make and after 60 days YOU CAN NEVER CHANGE IT AGAIN!

Neither Cetera Investors nor Cetera Investment Services are endorsed by or affiliated with any state or school district.