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Elgin Community College

Members of ECC 

For those of you who work for the Great State of Illinois, we are here to help guide you along the way to figuring out what your pension estimates will look like, as well as how we can tie in your 403b and any other retirement accounts you have been saving into all these years in order to give you a goal retirement date. Our co founder and wealth advisor, Chris Scott, knows the ins and outs of the entire Illinois state pension.  Even if you are not part of ECC and have other districts or state agencies you work for, let our team help you with a one on one pension review.  This may be one of the most important decisions you make for the rest of your life, so call or email us today. 

christopher.scott@ceterainvestors.com

Schedule Consultation

What tier am I? 

Tier 1 Regular Formula:  Individuals who became a member of SERS or a reciprocal system before January 1, 2011

Tier 1 How Soon Can I Retire? 
Regular (Non-Reduced) Formula
• 60 with minimum 8 Years of Service Credit
• Rule of 85: (Age + Service = 85)

Tier 2 Regular Formula Individuals who became a member of SERS or a reciprocal system after January 1, 2011

Tier 2 How Soon Can I Retire: Regular (Non-Reduced) Formula
Age 67 with 10 Years of Service Credit
Reduced pension at age 62

There are so many other Tier's and Types of Retirees that we work with so please give Chris a call or email for your direct benefit review. 

Contact information for Illinois State Pensions 

SERS   srs.illinois.gov

2101 South Veterans Parkway
P.O. Box 19255
Springfield, IL 62794-9255

217-785-7444
Email: sers@srs.illinois.gov